Study Skills

Your privacy is very important to Pedagog Education (sometimes referred to as "we", "us") and we are committed to respecting your privacy on this site. In order to provide our Services, we will require information (including address and credit card information) regarding our Users. We will maintain the confidentiality of information provided in accordance with our Privacy Policy.

We may change this policy from time to time, and if we do we will provide notice on this Web site regarding any changes to this policy.

1. Use of Information

Our current policy is to refrain from selling, leasing, or otherwise transferring your personally identifiable information, however, this policy does not apply in all cases and this policy may be changed in the future. We describe below some of the situations in which such information may be disclosed. Pedagog Educationwill never provide our promotional affiliates with personally identifiable information which would permit them to communicate with Users or their employees by email unless the User "opts-in" and have not "opted-out", pursuant to our opt-out procedure, from receiving communications.

2. Information That Is Personally Identifiable

We collect information that is personally identifiable through the purchasing process when processing your order. When a User completes an order, the format will require personally identifiable information for each proposed insured, including:

• Contact information (examples include name, home address, email address)
• Unique identifiers (examples include credit card numbers)
• Demographic information (examples include zip code, telephone area code, age, birth date, gender, income level, etc.)

The information we have obtained through this process may be used by Pedagog Education, in connection with processing your order.

Contact information from the order form is used to send orders and information about our company to our customers. The customer's contact information is also used to get in touch with the visitor when necessary. Users may opt-out of receiving future mailings. Unique identifiers are collected from Web site visitors to verify the user's identity and for use as account numbers in our record system.

As a User of the Service, you consent to the aforementioned uses of such information and the provision of information to service providers that facilitate the Service, all in accordance with this Privacy Policy.

3. Aggregate Information

Subject to the other terms of our Privacy Policy, we may aggregate (i.e. assemble on a basis that does not enable one to personally identify you) the data that is acquired under or in connection with this site and/or related to ordering our products and services, including, without limitation, data about the products and services requested and purchased by our Users. Aggregated data may be used by us to improve our Service and for marketing purposes. We may also use such data to determine what types of policies are best suited for our customers and what types of policies our customers request.

We use your IP address to help diagnose problems with our server, and to administer our Web site. Your IP address is used to help identify you and to gather broad demographic information.

Your use of the Service constitutes your consent to the use of such data on an aggregated basis.

4. Cookies

Like most other Web sites, Pedagog Education's servers may automatically track certain information about activity on our Web site. This information allows us to keep our Web site running efficiently. This information may include: the browser being used (such as Netscape, Internet Explorer, etc.); your operating system (such as Macintosh, Windows 98, etc.); your IP address; and the referring URL and all company URL's you visit. We use your IP address to help diagnose problems with our server, and to administer our Web site, but your IP address is not connected to information that is personally identifiable.

In addition, Pedagog Educationmay use "cookies" on certain pages of our Web site to automatically collect information from a visitor to our Web site and transfer this information to the visitor's hard drive. Cookies help us recognize repeat visitors, allowing communication of a personalized welcome message and tailoring of content to match particular interests.

Because cookies are stored on your hard drive, not on our Web site, you are always free to set your browser to decline cookies and you can delete them from your computer. If you decline "cookies" or delete them from your computer, you will still be able to access our Web site, but you may find that some areas do not work as smoothly as when cookies are enabled on your system.

5. Other Use

It is possible that Pedagog Education, its business and/or assets, its present or future subsidiaries, joint ventures or any combination of such, could merge with or be acquired in one or more types of transactions by another business entity or entities. Should such transaction(s) occur, Pedagog Educationhas your permission to share some or all of your information in order to, among other things, facilitate continuation of one or more services similar to all or a portion of the Service. Notice of such an event (to the extent that it takes place) will be posted on this Web site and we will require that the new combined entity adhere to the practices disclosed in this Privacy Policy.

6. Other Parties and Your Information

This policy only relates to our collection and use of your information, except as otherwise provided. We are not responsible for the privacy policies and practices of third parties to which we may provide links. Pedagog Educationdoes not have control over the privacy policies applied by any other party that you may disclose information to when linking to from our Web site. If you would like information on any other party's privacy policy, you should contact that party directly, and we encourage you to do so.

7. Security

Pedagog Educationemploys standard industry measures to protect and ensure the confidentiality of your personally identifiable information, including the use of firewalls and SSL encryption. Despite these efforts, we cannot guarantee the security of your information given the current state of the Internet. We also do not undertake to maintain information about you for a duration greater than as provided by law, rule or regulation.

Pedagog Educationengages in other security measures,
as follows:

• Physical security of the systems against theft and damage
• Software integrity to ensure that only authorized personnel can implement or modify software
• Disaster recovery planning processes and systems
• Data integrity to check the validity of certain data
• Data security administration procedures to ensure proper monitoring and auditing

We believe we employ security measures that adequately address the security needs of Pedagog Education customers.